It speaks to us all, in some form or another. For some it’s to help a charity, for others it’s to find shelter. But then there are those who just…want it. For those people, money is a want, not a need. They have a place to sleep at night and to go home to during the day. They have transportation. They may even have that coveted flat-screen television (though these days, you can’t find a CRT television except on ebay).

I like money. It keeps me warm, fed, and sheltered. But over the years I’ve come to realize: never spend the money until it’s in your hand. And even then, think twice about how you’re going to use it.

With the economy the way it is, I see it as a wake-up call to all of us. Be frugal, save wisely. And don’t fuss so much about it. You can’t take it with you.